Loyalty Program: Scene+

• Earn up to 5,000 bonus Scene+ points in the first three months
• Earn 2x Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
• Earn 2x Scene+ points for every $1 you spend in Home Hardware stores and online at homehardware.ca
• Earn 2x Scene+ points for every $1 you spend at Cineplex theatres or online at cineplex.com
• In addition, earn 1 Scene+ point for every $1 you spend on all other eligible everyday purchases.
• Redeem your Scene+ points for travel, merchandise, entertainment, dining out, statement credits and more.

• Earn up to 5,000 bonus Scene+ points within your first 3 months (that’s up to $50 towards travel).
• Earn 3x Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
• Earn 2x Scene+ points for every $1 you spend on restaurants, fast food, drinking establishments and other eligible grocery stores. Includes popular food delivery and food subscriptions.
• Earn 2 times more Scene+ points for every $1 you spend on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
• Earn 2 times more Scene+ points for every $1 you spend on eligible gas and daily transit. Includes rideshares, buses, subway, taxis and more.
• Earn 2x Scene+ points for every $1 you spend on eligible select streaming sevices.
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.

• Earn up to $950* in value in the first 12 months, including up to 45,000 bonus Scene+ points and an annual fee waiver for the first year.
• You will not pay 2.5% foreign transaction fees on any foreign currency purchases, including online shopping and when travelling abroad. Only the exchange rate applies
• Earn 6x Scene+ points on every $1 you spend at Sobeys, IGA, Safeway, Foodland, FreshCo, Voilà by Sobeys, Voilà by IGA, Voilà by Safeway, Chalo! FreshCo, Thrifty Foods, IGA West, Les Marchés Tradition, Rachelle Béry and Co-Op.
• Earn 5x Scene+ points for every $1 you spend on restaurant, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
• Earn 5x Scene+ points for every $1 you spend in Canada on eligible entertainment purchases. Includes movies, theatre and ticket agencies stores.
• Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more.
• Earn 3x Scene+ points for every $1 CAD you spend in Canada on eligible select streaming sevices.
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
• No Foreign Transaction Fee
• Comprehensive Travel Insurance coverage

• Earn up to $1,100* in savings and rewards in the first 12 months, including up to 35,000 bonus Scene+ points*.
• Earn 3x Scene+ points* on every $1 you spend at Sobeys, Safeway, IGA, Foodland, participating Co-ops and more
• Earn 2 times more Scene+ points* for every dollar spent at other eligible grocery stores, restaurants, entertainment and commuting options (including car pools, buses, subways, cabs and more).
• Plus earn 1 Scene+ point for every $1 spent on all other eligible everyday purchases.
• No Foreign Transaction Fee
• 6 Complimentary Airport Lounge Access
• Comprehensive Travel Insurance coverage
• Visa Infinite* Concierge Services
• Visa Infinite* Hotel Collection
• Visa Infinite* Dining and Wine Country program

Rates, fees and other information are effective as of July 2, 2024. Subject to change.

• Earn up to 40,000 bonus Scene+ points in your first year (that’s up to $400 towards travel). Plus, no annual fee in the first year.
• Earn 1.5X the Scene+ points for every $1 spent2 on purchases for your business
• Enjoy no Foreign Transaction Fees whether you make purchases online or outside of Canada
• Six Complimentary airport lounge access

Welcome Offer

Receive up to 7,500 bonus Scene+ points in the first year (up to $75 in rewards). See offer details.

• Earn Scene+ points at Home Hardware and redeem with any Scene+ rewards partner.
• Earn 1 Scene+ point for every $1 spent on your card for eligible business purchases at Home Hardware.
• Redeem your Scene+ points on what you want for your business – business travel, office improvements, entertainment, groceries, gift cards from 60+ brands, tech, and even account credits.
• Use at any retailer where Visa is accepted.
• Manage your cash flow with a 21-Day interest free grace period on new purchases.

Visa* SavingsEdge

One great program – two paths to savings on your everyday business purchases with Visa SavingsEdge:

• Everyday Savings Offers: automatically available after you enroll, requiring no coupons or codes and are applied as statement credits on enrolled Visa Business cardholder’s future account statements.
• Instant Savings Offers: savings applied to your cart using a promotion code prior to making a qualifying purchase on a participating merchant’s website.

It’s free to join. Visit Visa SavingsEdge to enroll your eligible business and learn more.

Save on car rentals

• As a Scotia Home Hardware PRO Visa Business cardholder, you can save up to 25% off base rates at participating AVIS locations Worldwide and at participating Budget locations in Canada and the U.S. when you pay with your Scotia Home Hardware PRO Visa Business card.

Save time at the checkout

• Tap your Scotia Home Hardware PRO Visa Business Card or your mobile wallet for quick easy payments.
• Visa payWave* – Save time when paying for small, everyday purchases with Visa payWave. Simply wave your card over the card reader and go!
• Click to Pay – Paying online with your Visa card is easy, smart, and secure. Just click to pay with your Visa when you see the Click to Pay icon where your Scotiabank card is accepted.
• Also, use your phone to make on-the-go payments with: Google Pay, Samsung Pay, Apple Pay.

Insurance Coverage

• Purchase Security & Extended Warranty Protection
• Optional Scotia Business Loan Protection Insurance